Personal account charges

We’ve tried to keep our fees clear, transparent and equal for all clients. These fees are subject to change with no prior notice. All fees are in US dollars. 

Infinite Account application fee $ 50.00
Infinite Account monthly fee $19.99

To your account

ACH payments Free
Zen Transfers Free
Wire/SWIFT transfers Free

ACH & wire transfers to your account may be subject to additional charges from the sending bank

From your account

ACH payments $15
Zen Transfers Free
Wire/SWIFT transfers $25
ATM withdrawals $1

ACH & wire transfers to your account may be subject to additional charges from the sending bank.

Additional services

First Zenus Visa Infinite Debit Card* Free
Replacement Zenus Visa Infinite Debit Card* $50
Banking Reference $ 25
Printed Account Statement and Delivery $ 25
Document Delivery (account statements, contracts and SWIFT messages) $ 25
SWIFT Message Copy $ 25
SWIFT Investigation $ 25
Telephone Banking Transactions $ 25
Account Closure Administration Fee Up to $ 25
ATM Balance Inquiries $ 1

Personal account limits

We’ve tried to keep our limits in line with other premium financial service providers. If you need higher limits please contact Client Services and we'll see what we can do.

ACH, wire/SWIFT and Zen Transfers



There is no limit to the volume or value of payments received or sent from your account other than available balances.

Visa Direct


Daily $ 360
Weekly $ 2 520
Monthly $ 10 800


Daily $ 2 500
Weekly $ 10 000
Monthly $ 25 000

ATM withdrawals

Transaction values:

Daily $500
Weekly $ 3 500
Monthly $ 15 000

Transaction volume:

Daily 3
Weekly 21
Monthly 90

POS purchases

Limits apply to both online and offline payments

Transaction values:

Daily $ 5 000
Weekly $ 35 000
Monthly $ 50 000

Transaction volumes:

Daily 9
Weekly 63
Monthly 270

*Zenus Visa Infinite Debit cards

Your eligibility for a Visa Infinite debit card depends on your country of residence.

Visa virtual and physical cards are available in the following countries: 

Aland Islands, Algeria, American Samoa, Angola, Anguilla, Antigua and Barbuda, Argentina, Armenia, Aruba, Azerbaijan, Bahamas, Bahrain, Bangladesh, Belize, Benin, Bermuda, Bhutan, Bolivia, Bonaire, Saint Eustatius and Saba, British Indian Ocean Territory, British Virgin Islands, Brunei, Cabo Verde, Chad, Chile, Christmas Island, Cocos Islands, Colombia, Comoros, Cook Islands, Costa Rica, Curacao, Djibouti, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Eswatini, Falkland Islands, Faroe Islands, Fiji, French Guiana, French Polynesia, French Southern Territories, Gabon, Gambia, Ghana, Gibraltar, Greenland, Grenada, Guadeloupe, Guam, Guatemala, Guernsey, , Guyana, Honduras, Hong Kong, Isle of Man, Japan, Jersey, Kazakhstan, Kiribati, Kuwait, Kyrgyzstan, Lesotho, Liechtenstein, Macao, Madagascar, Malawi, Maldives, Marshall Islands, Martinique, Mauritania, Mayotte, Mexico, Micronesia, Mongolia, Montserrat, Namibia, Nauru, Nepal, New Caledonia, New Zealand, Niger, Niue, Norfolk Island, North Macedonia, Northern Mariana Islands, Oman, Palau, Papua New Guinea, Paraguay, Peru, Pitcairn, Reunion, Rwanda, Saint Barthelemy, Saint Helena, Saint Kitts And Nevis, Saint Lucia, Saint Martin, Saint Pierre And Miquelon, Saint Vincent And The Grenadines, Samoa, Sao Tome And Principe, Saudi Arabia, Seychelles, Sierra Leone, Singapore,Solomon Islands, South Georgia And The South Sandwich Islands, Sri Lanka, Suriname, Svalbard And Jan Mayen, Taiwan, Tajikistan, Timor Leste, Togo, Tokelau, Tonga, Turkmenistan, Turks And Caicos Islands, Tuvalu, U.S. Virgin Islands, United States, United States Minor Outlying Islands, Uruguay, Uzbekistan, Vietnam, Wallis and Futuna, Zambia 

Bank accounts in the following regions don't include our debit cards, but we are working hard to offer them soon:

Andorra, Antarctica, Australia, Austria, Belgium, Brazil, Bulgaria, Canada, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Georgia, Germany, Greece, Hungary, Iceland, India, Indonesia, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malaysia, Moldova, Monaco, Montenegro, Netherlands, Norway, Poland, Portugal, Qatar, Romania, San Marino, Serbia, Slovakia, South Africa, South Korea, Spain, Sweden, Switzerland, Thailand, Turkey, United Arab Emirates, United Kingdom, Vatican