Access all of your money, all of the time

Secure your funds and make SWIFT and ACH payments like a local.

  • Hold funds in USD to benefit from the strength of the American Dollar
  • Our automated digital banking enables you to transfer and move your money wherever and whenever you need
  • Enjoy exclusive price and payment protection on purchases made with your debit card
Zenus Bank Cashless Society
Zenus Bank Man Sitting At Desk

Low cost, high speed US payments

Pay bills, transfer money and trade quickly and cheaply with ACH payments.

  • Make and receive payments in the US for far less compared to international alternatives
  • Funds arrive without any worries and much faster so both you and your payee can access them more quickly
  • Your personal and financial data remains safe at all times

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Enjoy the security and benefits of a US bank account from outside the USA.

Apply Today!

International transfers? No problem

Make and receive international payments with ease using the SWIFT network

  • Low-fee international transfers are simple to do online or from the Zenus app
  • Make and receive payments in over 40 currencies. Including EUR, GBP, USD
  • Payment tracking enables you to follow every step of the transfer from start to finish
Zenus Bank Phone Closeup
Zenus Bank Women On Phone In Airport


Make instant payments to other Zenus members anywhere in the world using our ZenTransfer service.

It’s free and easy to do, and only takes a matter of minutes to set-up.

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Why bank with Zenus?

Zenus Bank Turquoise ISO

Safe & Secure

Your personal and financial information are secured by ISO standards.

Zenus Bank Turquoise Protected Funds

Licensed & Regulated

Bank with confidence, knowing our operations are fully regulated.

Zenus Bank Turquoise Protected

Protected Funds

We are a full reserve bank. 100% of your funds are kept in the bank ​at all times.

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Apply online today and enjoy US banking without being a U.S. citizen or resident


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Countries we do not operate in

We are unable to open accounts or process transactions from OFAC sanctioned countries and others selected by Zenus, these include:

Afghanistan, Albania, Barbados, Belarus, Bosnia and Herzegovina, Botswana, Burkina Faso, Burundi, Bouvet Island, Cambodia, Cameroon, Cayman Islands, Central African Republic, China, Cuba, Darfur, Democratic Republic of Congo, Eritrea, Ethiopia, Guinea, Guinea- Bissau, Haiti, Heard Island and McDonald Islands, Iran, Iraq, Israel, Ivory Coast, Jamaica, Jordan, Kenya, Kosovo, Laos, Lebanon, Liberia, Libya, Mali, Mauritius, Malta, Morocco, Mozambique, Myanmar, Nicaragua, Nigeria, North Korea, Pakistan, Palestinian Territory, Panama, Philippines, Puerto Rico, Russia, Senegal, Sint Maarten, Somalia, South Sudan, St Martin, Slovenia, Syria, Sudan, Ukraine, Tanzania, Trinidad & Tobago, Tunisia, Uganda, Vanuatu, Venezuela, Western Sahara, Yemen, Zimbabwe.