The challenge for international students
Students arriving in the U.S. often have great difficulty gaining access to the local banking system.
This can lead to a reliance on cash in a digital economy or paying high foreign exchange fees using their native bank accounts.
Zenus Bank is the first of its kind to allow foreign citizens to open a U.S. bank account without the need of U.S. residency.
How we can help
Zenus Bank is the first of its kind to allow non-U.S. citizens to open a U.S. bank account.
Zenus exists to provide more financial options to the internationally active, giving people and businesses a ZenLife.
Spend and transfer securely
Safe & Secure
Your personal and financial information is secured by ISO standards.
Licensed & Regulated
Bank with confidence, knowing our operations are fully regulated.
Protected Funds
We are a full reserve bank. 100% of your funds are kept in the bank at all times.
How to apply
3 easy steps to your Zenus Bank account
Have your documents ready before you start.
Install the Zenus Bank app and complete our application form.
We will let you know within 48 hours if your account has been approved.
Countries we do not operate in
We are unable to open accounts or process transactions from OFAC sanctioned countries and others selected by Zenus, these include:
Afghanistan, Albania, Barbados, Belarus, Bosnia and Herzegovina, Botswana, Burkina Faso, Burundi, Bouvet Island, Cambodia, Cameroon, Cayman Islands, Central African Republic, China, Cuba, Darfur, Democratic Republic of Congo, Eritrea, Ethiopia, Guinea, Guinea- Bissau, Haiti, Heard Island and McDonald Islands, Iran, Iraq, Israel, Ivory Coast, Jamaica, Jordan, Kenya, Kosovo, Laos, Lebanon, Liberia, Libya, Mali, Mauritius, Malta, Morocco, Mozambique, Myanmar, Nicaragua, Nigeria, North Korea, Pakistan, Palestinian Territory, Panama, Philippines, Puerto Rico, Russia, Senegal, Sint Maarten, Somalia, South Sudan, St Martin, Slovenia, Syria, Sudan, Ukraine, Tanzania, Trinidad & Tobago, Tunisia, Uganda, Vanuatu, Venezuela, Western Sahara, Yemen, Zimbabwe.