The challenge for U.S. Expats

Most U.S. banks only allow residents to hold accounts. For U.S. expats overseas, no longer being a resident can cause issues.

Expats have struggled to maintain bank accounts in the U.S. due to a lack of a mailing address, or even telephone number. Zenus can solve that.

How we can help

Zenus understands moving abroad can cause issues when managing your finances. Whether you are traveling between countries for work or have income and assets in different currencies, Zenus can provide you with a smooth banking solution.

Driven by our personal experiences Zenus exists to provide more financial options to the internationally active, giving people and businesses a ZenLife.

Zenus Bank’s mission is to build a financial institution that gives people and businesses across the world access to the security, freedom and convenience of U.S. banking.

Apply today

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Spend and transfer securely

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Safe & Secure

Your personal and financial information is secured by ISO standards.

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Licensed & Regulated

Bank with confidence, knowing our operations are fully regulated.

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Protected Funds

We are a full reserve bank. 100% of your funds are kept in the bank ​at all times.

How to apply

3 easy steps to your Zenus Bank account 


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1. Prepare

Have your documents ready before you start.

What documents do I need?

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2. Apply

Install the Zenus Bank app and complete our application form.


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3. Bank

We will let you know within 48 hours if your account has been approved.

Countries we do not operate in

We are unable to open accounts or process transactions from OFAC sanctioned countries and others selected by Zenus, these include:

Afghanistan, Albania, Barbados, Belarus, Bosnia and Herzegovina, Botswana, Burkina Faso, Burundi, Bouvet Island, Cambodia, Cameroon, Cayman Islands, Central African Republic, China, Cuba, Darfur, Democratic Republic of Congo, Eritrea, Ethiopia, Guinea, Guinea- Bissau, Haiti, Heard Island and McDonald Islands, Iran, Iraq, Israel, Ivory Coast, Jamaica, Jordan, Kenya, Kosovo, Laos, Lebanon, Liberia, Libya, Mali, Mauritius, Malta, Morocco, Mozambique, Myanmar, Nicaragua, Nigeria, North Korea, Pakistan, Palestinian Territory, Panama, Philippines, Puerto Rico, Russia, Senegal, Sint Maarten, Somalia, South Sudan, St Martin, Slovenia, Syria, Sudan, Ukraine, Tanzania, Trinidad & Tobago, Tunisia, Uganda, Vanuatu, Venezuela, Western Sahara, Yemen, Zimbabwe.