Take Control of Your Finances
Rest easy knowing your money is safe in a fully regulated US bank
Protect your funds from local currency changes and benefit from the strength of the US dollar
Pay or transfer money internationally with ease to the people and businesses you want to
Zenus is a full-reserve bank which means you have access to all your money, all the time
Complete purchasing power
With our virtual and physical Visa Infinite debit cards you can make instant purchases online, in-store or with a tap of your phone.
- Google and Samsung Pay compatible.
- Exclusive Zenus Visa Infinite metal debit card*.
Online banking for clarity
Sometimes it's just easier to see your finances on the big screen, so that's what our Online Banking lets you do.
- See transactions and statements with ease
- Save statements to your files
What is included?
Included in your Zenus Visa Infinite Account
|USD personal current account|
|Your Zenus Visa Infinite debit card*|
|Institutional FX rates|
|No account funding charges**|
|Limitless ACH payments, Zen Transfers and wire transfer|
|iOS/Android apps and online banking|
|Digital account statements and payment receipts|
|Extended Warranty, Price and Purchase Protection|
|Auto Rental and Travel Accident Insurance|
|Baggage delay and lost luggage coverage|
|Lifestyle benefits including Digital Concierge, Luxury Hotel offers Airport Companion and Lounge Access|
|Exclusive offers and benefits|
Enjoy free and exclusive services and benefits:
Buy with confidence
Make store or online purchases safe in the knowledge you have Extended Warranty, Price and Purchase Protection
Improve the way you travel with our Auto Rental Insurance, Travel Accident Insurance, Baggage Delay, and Lost Luggage cover.
Upgrade your lifestyle with our Concierge, Luxury Hotel Collection, Airport Companion and Lounge Access.
Spend and transfer securely
Safe & Secure
Your personal and financial information is secured by ISO standards.
Licensed & Regulated
Bank with confidence, knowing our operations are fully regulated.
We are a full reserve bank. 100% of your funds are kept in the bank at all times.
Open a U.S. bank account in less than 10 minutes, no need to be a U.S. resident or citizen!
* Visa issuing countries only.
** Charge may be charged by third-parties for making the payment
Countries we do not operate in
We are unable to open accounts or process transactions from OFAC sanctioned countries and others selected by Zenus, these include:
Afghanistan, Albania, Barbados, Belarus, Bosnia and Herzegovina, Botswana, Burkina Faso, Burundi, Bouvet Island, Cambodia, Cameroon, Cayman Islands, Central African Republic, China, Cuba, Darfur, Democratic Republic of Congo, Eritrea, Ethiopia, Guinea, Guinea- Bissau, Haiti, Heard Island and McDonald Islands, Iran, Iraq, Israel, Ivory Coast, Jamaica, Jordan, Kenya, Kosovo, Laos, Lebanon, Liberia, Libya, Mali, Mauritius, Malta, Morocco, Mozambique, Myanmar, Nicaragua, Nigeria, North Korea, Pakistan, Palestinian Territory, Panama, Philippines, Puerto Rico, Russia, Senegal, Sint Maarten, Somalia, South Sudan, St Martin, Slovenia, Syria, Sudan, Ukraine, Tanzania, Trinidad & Tobago, Tunisia, Uganda, Vanuatu, Venezuela, Western Sahara, Yemen, Zimbabwe.