At Zenus we believe that everyone should have access to the opportunities the United States has to offer. As a foreigner, however, you face significant challenges when trying to open a US bank account. Until now. With Zenus Bank you can open a full US bank account in as little as 10 minutes, from anywhere on the planet. The American dream just got real!

Challenges for foreigners

Accessing high-quality financial services can be a daunting task for most of the world. A US bank account opens the door to financial freedom but applying for one has historically been very challenging for foreigners and non-US registered businesses.

Documentation obstacles

Strict regulation means American banks require extensive paperwork before you can open an account. Navigating the complex documentation requirements can be overwhelming. From providing identification and proof of address to verifying your immigration status, these hurdles can be time-consuming and confusing.

Higher transaction costs

As a foreigner, you frequently deal with currency exchange rates and fees when sending money to and from your home country. Traditional banks and money transfer services often charge high fees, reducing the value of your hard-earned money.

Limited convenience and flexibility

Not having an US bank account can limit your ability to transact and access funds conveniently. It can be challenging to receive payments, pay bills, or even make purchases online without a local bank account and debit card.

Restricted credit opportunities

Establishing credit history in the US is vital for securing loans, renting an apartment, or even getting a mobile phone plan. However, without an American bank account you may struggle to build credit and access the opportunities that come with a strong credit profile.

How Zenus can help

Fast application

Apply from 180+ countries and get your response in as little as 10 minutes. Zenus Bank has revolutionized the process of applying for a US bank account, making it easy to do so from anywhere in the world, directly on your smartphone.

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Powerful & convenient

Opening an account with Zenus Bank gives you full access to the US banking system. A Zenus account is a true US bank account not an e-wallet or prepaid account, so you can make ACH, Wire/SWIFT, and Zenus payments without any hassle, as well as get access to competitive exchange rates. Enjoy more control over your finances and make your money work harder for you.

Peace of mind

As a US bank, we are licensed and regulated by American authorities, which means you can rest assured that your funds are always safe, protected by the same stringent rules and regulations that protect American citizens.

In fact, your funds will be safer with us than with most US banks because Zenus is a full-reserve bank, which means we never lend out or invest your money. As a result, you have uninterrupted access to your funds 24/7.

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Seamless digital banking experience

Zenus offers a premium banking experience via its mobile app and online banking channels. With a user-friendly interface and advanced features, it allows users to manage their finances seamlessly.

Customers enjoy real-time updates and notifications, and can effortlessly view their account balances, track transactions, transfer funds, and pay bills with just a few taps or clicks.

How to apply

3 easy steps to your Zenus Bank account 


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1. Prepare

Have your documents ready before you start.

What documents do I need?

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2. Apply

Install the Zenus Bank app and complete our application form.


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3. Bank

We will let you know if your account has been approved.