We understand that in today’s business landscape, staying ahead means embracing modern payment solutions. That’s why we’re thrilled to introduce Payment Facilitation (PayFac), the ultimate payment acceptance solution designed to transform the way you do business. 

How PayFac helps

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Revenue boost

Make payments a competitive advantage and revenue generator for your business.

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Quick deployment

Delight customers and boost loyalty with seamless, ready-to-use solutions that get you up and running in days. 

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Minimize risks

Enjoy the full security and scalability of our cloud-native, PCI DSS-compliant technology without the burden of PCI compliance.


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Effortless insights

Easily monitor and interpret payment data with our intuitive platform, keeping your reporting streamlined. 


Lightning-fast deployment

Experience seamless integration and deployment with Zenus PayFac’s modern RESTful APIs. From onboarding to transactions, your payment processing needs are covered.

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Faster onboarding

Experience swift application and onboarding – get approved for an account in as little as 30 seconds and onboarded within one hour.

Get in touch

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Zenus Fintech Merchant Portal

Our solution and merchant portal

Explore Zenus PayFac with its rapid deployment, PCI Level 1 security, and robust reporting capabilities. Experience intuitive interfaces for integrated payments with our merchant portal. Easily onboard, manage chargebacks, access insightful reports, discover fast payouts, and experience clear reports. 

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Merchant/Enterprise clients

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Embedded payments, with support for all major credit cards and digital wallets.

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Strong security measures, including PCI DSS compliance, tokenization, encryption, and PCI 3DS.

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E-commerce solutions for 'card-not-present' transactions. 

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ACH/SameDay ACH options for efficient transactions.

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Individual customers/Retail clients

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Pay with their preferred method – Visa, Mastercard, and others.

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Enjoy seamless shopping, making online and in-store purchases more convenient.

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Speed through checkout due to fast transaction processing.

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Experience piece of mind with leading payment security.

Frequently asked questions

What is a payment facilitator?

A payment facilitator, also known as a payfac, is a solution that simplifies the process of enabling payment acceptance for merchants by aggregating and facilitating payment transactions on their behalf. A payment facilitator offers a more adaptable, efficient approach to payment processing compared to conventional merchant acquirers.

How is the Zenus PayFac program different from a traditional processor relationship?

Traditional merchant acquiring involves time-consuming steps primarily linked to risk assessments. This includes a protracted application process that requires accompanying paperwork, manual underwriting, and a hard credit check, making it a cumbersome and inefficient procedure. On the other hand, Zenus PayFac expedites the process to mere minutes, removing the need for documentation and credit inquiries, and guaranteeing a smooth payment acceptance experience for clients. 

What are embedded payments?

Embedded payments seamlessly integrate the payment process into another application or platform, allowing users to make payments without leaving the application. This is a significant improvement over “integrated payments,” which historically caused brand disruption and led to enrollment abandonment. 

Does Zenus PayFac support embedded payments?

Yes, Zenus PayFac provides embedded payments functionality. Our solution enables merchants to handle payments effortlessly and securely within their websites or applications while also eliminating concerns about any technical intricacies. PayFac delivers robust security, improved user experience, as well as enhanced customization and merchant control. 

How does PayFac ensure the seamless and secure integration of global leading payment rails for our business?

PayFac seamlessly integrates your business with global payment rails through modern RESTful APIs, advanced security, and strategic partnerships: Leading technology:

  • We utilize modern RESTful APIs for efficient connectivity to global payment networks.
  • Strategic partnerships: Our alliances with major payment entities ensure both reliability and efficiency.
  • Robust security: We employ encryption and tokenization, meeting industry standards like PCI DSS.
  • Easy integration: Our design simplifies technical complexities, making it accessible for businesses of all sizes.
  • Dedicated support: Our team provides human assistance for swift issue resolution.

By combining these elements, PayFac guarantees secure and straightforward integration with the world’s leading payment infrastructures.

How is PayFac superior to other solutions?

PayFac is a state-of-the-art solution that empowers ISVs and SaaS (Software-as-a-Service) vendors to seamlessly incorporate payment acceptance into their products and platforms. Our onboarding process is exceptionally efficient, allowing for rapid deployment with zero risk and underwriting processes for the payment facilitator.

Security wise, Zenus PayFac provides a highly advanced solution. We utilize PCI-validated P2PE to ensure end-to-end encryption, guaranteeing the security and compliance of your transactions. Furthermore, our advanced tokenization technology offers maximum data protection by having your software platform store tokens instead of sensitive card data.

PayFac offers greater control over the payment process, enabling customized solutions. To learn more, visit our comprehensive API documentation and sandbox.

Contact Us

Embrace the future of fast, secure payments with Zenus’ payments platform. Revolutionize your transaction processes, reduce friction, and drive business growth. Eager to get started?

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