The challenge with Foreign Exchange (FX)
Major banks have been charging extortionate transaction fees and poor exchange rates for decades.
These unfavorable conditions create issues for individuals and businesses trying to move money without paying inflated costs.
How we can help
Our automated digital banking enables you to transfer and move your money wherever and whenever you need.
Holding money in more volatile currencies also leaves you more exposed to fluctuations than with a stable US dollar account. Hold funds in USD to benefit from the currency’s strength.
Zenus offers low-fee international transfers using the SWIFT network made simple via the Zenus app. Make and receive payments in over 40 currencies. Including EUR, GBP and USD.

Spend and transfer securely
Safe & Secure
Your personal and financial information is secured by ISO standards.
Licensed & Regulated
Bank with confidence, knowing our operations are fully regulated.
Protected Funds
We are a full reserve bank. 100% of your funds are kept in the bank at all times.
How to apply
3 easy steps to your Zenus Bank account
Have your documents ready before you start.
Install the Zenus Bank app and complete our application form.
We will let you know within 48 hours if your account has been approved.
Countries we do not operate in
We are unable to open accounts or process transactions from OFAC sanctioned countries and others selected by Zenus, these include:
Afghanistan, Albania, Barbados, Belarus, Bosnia and Herzegovina, Botswana, Burkina Faso, Burundi, Bouvet Island, Cambodia, Cameroon, Cayman Islands, Central African Republic, China, Cuba, Darfur, Democratic Republic of Congo, Eritrea, Ethiopia, Guinea, Guinea- Bissau, Haiti, Heard Island and McDonald Islands, Iran, Iraq, Israel, Ivory Coast, Jamaica, Jordan, Kenya, Kosovo, Laos, Lebanon, Liberia, Libya, Mali, Mauritius, Malta, Morocco, Mozambique, Myanmar, Nicaragua, Nigeria, North Korea, Pakistan, Palestinian Territory, Panama, Philippines, Puerto Rico, Russia, Senegal, Sint Maarten, Somalia, South Sudan, St Martin, Slovenia, Syria, Sudan, Ukraine, Tanzania, Trinidad & Tobago, Tunisia, Uganda, Vanuatu, Venezuela, Western Sahara, Yemen, Zimbabwe.