San Juan, Puerto Rico — July 3, 2026 — On the eve of U.S. Independence Day, Zenus Bank (Zenus) today announced the implementation of Kinexys by J.P. Morgan, strengthening its payment infrastructure and enhancing the services and solutions it provides to businesses, fintechs, program managers, and financial institutions around the world.
As a U.S.-regulated bank serving a global client base, Zenus continues to invest in the technologies and financial infrastructure that connect businesses worldwide to the opportunities of the U.S. financial system. The implementation of Kinexys' Blockchain Deposit Accounts network strengthens the infrastructure available through the Zenus ecosystem, providing access to next-generation payment capabilities developed by one of the world's leading financial institutions.
Kinexys by J.P. Morgan, part of J.P. Morgan Payments, is an institutional blockchain platform offering institutional clients 24/71 near real-time international payments, automated FX processing, and programmable transactions across a secure, permissioned blockchain network. By leveraging Kinexys' Blockchain Deposit Accounts network, Zenus will be able to help its partners to operate more efficiently in a global economy that increasingly extends beyond traditional banking hours, expanding the services it provides to its customers.
For Zenus and its partners, implementing Kinexys by J.P. Morgan represents another step toward a more connected financial ecosystem where institutions can leverage advanced payment infrastructure to support global commerce, liquidity management, and increasingly real-time financial operations.
"Zenus enables interoperability across the world's financial networks," said Tigran Tovmasyan, Head of Fintech at Zenus Bank. "Our partners leverage a single integration to access USD banking, payment, and settlement capabilities across approximately 180 markets. Through Kinexys by J.P. Morgan, we are expanding that reach with next-generation blockchain infrastructure, allowing institutions to access 24/7 settlement through the same trusted platform they already use to connect to SWIFT, ACH, Fedwire, and card networks."
"We're driven by a strong focus on building next-generation financial infrastructure for our clients that's backed by deep industry expertise," said Zack Chestnut, Global Head of Commercial at Kinexys by J.P. Morgan. "We're pleased to support Zenus in its efforts to expand access to modern banking and payments services worldwide and we look forward to our continued collaboration in the region."
The milestone advances Zenus' broader mission to unify global payments by becoming the trusted interoperability network for institutional program managers' fiat. As the financial industry continues to evolve, Zenus remains focused on connecting traditional banking infrastructure with the next generation of financial networks.
"Kinexys by J.P. Morgan represents a meaningful step forward for the infrastructure supporting our payments ecosystem," said Ernesto Davila, Payments and Treasury Operations Manager at Zenus Bank. "Modern payments operations require efficiency, resilience, and flexibility. Kinexys by J.P. Morgan enhances how we manage liquidity and execute payments, enabling us to provide an even stronger service experience for our partners."
By combining the trust, security, and regulatory oversight of a U.S. bank with innovative financial technology, Zenus continues to expand access to modern banking and payment services worldwide. As the United States celebrates Independence Day, Zenus remains committed to extending the reach of U.S. financial innovation and enabling a future where access to financial services is not limited by geography.