A world where physical borders don't limit the financial services you have access to.
About Zenus Bank
Zenus is an award winning global digital bank powering the next generation of cross-border embedded finance.
A bank, reimagined for a borderless economy.
Founded in 2019 with a mandate to enable banking beyond borders, Zenus enjoys a global presence and is recognised as a forefront innovator. We operate at the intersection between traditional finance and cutting-edge technological innovation.
As a fully licensed bank, we offer the security, stability and convenience of a US-regulated financial institution. As a technology pioneer, we are spearheading the world's transition towards modern financial rails helping introduce a new era of exceptional financial services.
To unify global payments by becoming the trusted interoperability network for institutional program manager’s fiat and stablecoin rails.
Board of Directors
The perfect blend of banking expertise, technology knowhow and entrepreneurial drive at the helm.

Mushegh Tovmasyan
C-level experience in regulated financial services across four continents. Drives Zenus Bank's mission to redefine financial services for emerging economies.

Jose A. Diaz
Former Puerto Rico operations head at Citi, Santander and Scotiabank. Board advisory roles at MasterCard and Visa.

Jacinto Cofiño
30+ years at Visa Inc., led Risk Management for Latin America and the Caribbean. Founder of a leading payments consultancy.
Leadership Team

Gabriel Viera

Anibal Carlo

Jorge Soltero

Brian Frey

Gabriel Duchateau

Tigran Tovmasyan
Recognised by the Industry
We celebrate our achievements as reminders of our positive impact on the world and the people who use our network every day.




















Built with the Best
Zenus is enabling partner organizations to build the next generation of cross-border embedded finance products and we're not doing it alone. We collaborate with a network of industry leaders, each bringing their expertise so we can leverage best-in-class technology and operational best-practices to drive our banking and payments operations.






Let's Start Building
Empower your institution with Zenus Bank's seamless integration. Manage US accounts effortlessly for clients worldwide.