SWIFT global network
Send money internationally with the trusted SWIFT network. Fast, secure, reliable, and compliant transfers across 200+ countries.
Banking
Payment Rails
Move money on any rail, every currency and all corridors across the world with the bank purpose built for velocity. Zenus ensures your global transactions are fast, secure, reliable, and compliant.
One Platform. Every Payment Rail
Zenus operates a full-reserve model where client balances are held entirely as cash. No lending, no maturity transformation, no balance-sheet risk. Send, receive and settle across SWIFT, Fedwire, ACH, Stablecoins, multi-currency and card networks from your accounts reflected continuously on a single ledger.
FedWire real-time settlement
FedWire is a real-time electronic network that allows financial institutions to transfer funds between each other, operated by the Federal Reserve Banks.
Kinexys Digital Payments
Near real-time programmable settlement through Kinexys by J.P. Morgan, supporting 24/7 liquidity management and efficient cross-border payment operations.
US ACH domestic payments
Streamline domestic payments. Perfect for recurring flows like payroll or vendor settlements, cost-effective, timely, automated handling.
P2P book transfers
Move funds internally within Zenus. Book transfers ensure your money lands where it needs to be instantly, at no cost and no limits.
Stablecoins on/offramp
Secure onramp and offramp for USDC, global, frictionless access to a stable store of value with instant, low-cost 24/7 settlement.
Card-to-card instant transfers
Facilitate instant transfers between cards using Visa Direct and Mastercard SEND. Immediate access to funds for personal or business use.
Multi-currency global reach
Access USD and payments in multiple currencies across 160+ countries. SWIFT enabled to process over 120 currencies with automatic conversion to USD.
Visa B2B Connect
Transform corporate payments with speed, transparency, and cost-efficiency in international B2B transactions, making global trade more accessible and secure.
Fast Funds real-time liquidity
Provide instant liquidity for businesses that need to make or receive payments in real-time, keeping financial operations agile and secure.
Get on the Network
Banks, fintechs, stablecoin issuers and multinational corporations run on Zenus.