Virtual Accounts forGlobal Business
Virtual Accounts allow financial institutions, fintechs, and platforms to offer U.S. banking services directly within their own products. Through Zenus APIs, businesses can create and manage dedicated virtual accounts for your customers while Zenus provides the regulated banking infrastructure behind the scenes.
Our robust APIs allows you to weave banking functionalities into your tech stack, providing a fluid user experience for deposits, payments and foreign exchange.
Instantly open unlimited dedicated virtual accounts for individuals or corporate entities via API. Domestic US bank account functionality with a process akin to European IBAN's.
Your clients get dedicated account numbers and payment instructions while all the funds rest securely under your master account for efficient treasury management.
KEY FEATURES
Seamless Integration, Robust Security
API-driven integration
Embed banking into your tech stack via robust APIs, providing a fluid user experience for deposits, payments and foreign exchange.
Customizable account types
Instantly open unlimited virtual accounts for individuals or corporates via API. US domestic functionality with IBAN-style simplicity.
Omnibus structure
Clients get dedicated account numbers and payment instructions. All funds rest securely under your master account for efficient treasury management.
Virtual Accounts
Offer banking inside your own platform — no extensive infrastructure required.
Banking inside your platform
Utilize virtual accounts to offer banking services within your digital platforms, from retail banking apps to corporate banking portals, without the need for extensive banking infrastructure.
Enterprise workflows
Integrate banking for managing employee expenses, payroll, or client funds directly within your enterprise software, enhancing internal efficiency and client trust.
Access to US Banking
Compliant USD rails with real-time visibility and multi-currency flexibility.
Real-time cash flow
Streamline fund distribution and reconciliation with real-time cash flow visibility, optimizing liquidity and operational efficiency.
Global USD access
Access and manage USD globally with secure, compliant accounts designed for seamless international transactions and business growth.
Multi-currency, no friction
Seamlessly transact in multiple currencies without conversion hassles, ensuring flexibility, control, and minimized FX risks in global markets.
Segregated client funds
Securely segregate client funds with strict controls and transparency, ideal for industries requiring dedicated fund protection.
Get on the Network
Banks, fintechs, stablecoin issuers and multinational corporations run on Zenus.