ZenLife is packed full of features, articles and guides to help you do more with your money.

And your $50 application fee is refunded*.    Open a US bank account today!

With our virtual debit cards you can make instant purchases online, in-store or with a tap of your phone

Exclusive metal debit cards for your wallet or purse coming soon

Apply online or call us with any questions on +1 833-936-1111

Rest easy knowing your money is safe in a fully regulated US bank

Security

Protect your funds from local currency changes and benefit from the strength of the US dollar

USD Stability

Pay or transfer money internationally with ease to the people and businesses you want to

Frictionless transfers

Zenus is a full-reserve bank which means you have access to all your money, all the time

100% Access

Make store or online purchases safe in the knowledge you have Extended Warranty, Price and Purchase Protection

Buy with confidence

Improve the way you travel with our Auto Rental Insurance, Travel Accident Insurance, Baggage Delay, and Lost Luggage cover

Travel better

Upgrade your lifestyle with our Concierge, Luxury Hotel Collection, Airport Companion and Lounge Access

Everyday Luxury

Becoming a Zenus member enables you to enjoy a large range of free and exclusive services and benefits:

I’m not in XXX. See all eligible countries

With our international account opening you can apply for membership from over 180 countries. Including XXX

See full details of our Personal Account charges and limits

Fully refunded application fee

No membership or application fees for 2022*

Auto Rental and Travel Accident Insurance

Lifestyle benefits including Digital Concierge, Luxury Hotel offers Airport Companion and Lounge Access

Limitless ACH payments, Zen Transfers and wire transfer

Digital account statements and payment receipts

Extended Warranty, Price and Purchase Protection

* Membership fees won't apply during 2022 (until 12/31/2022) ​and the full application fee will be credited to your Zenus Bank account upon account opening (or in the instance that your account isn't opened, we'll refund to the payment method used during your application). The application fee refund offer runs until 12/31/2022.

** Visa issuing countries only.  *** Charge may be charged by third-parties for making the payment

App Store

Google Play

See transactions and statements with ease

Our iOS and Android apps makes it easy to hold, send and receive funds quickly and conveniently, no matter where you are in the world

Sometimes it's just easier to see your finances on the big screen, so that's what our Online Banking lets you do.