Programmable financial infrastructure

Banking beyond borders.

Award winning U.S. bank with direct access to the world’s largest payment and stablecoin rails, operating a global clearing and settlement network for fiat and tokenized money.

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Zenus enables 1,100+ Financial Institutions
RECENT TRANSACTIONS
    180+
    Countries served
    ~1,100
    Financial institutions
    Go Live in days
    Inst. program managers
    INTEROPERABLE RAILS ON THE NETWORK
    • ACH
    • SWIFT
    • FedWire
    • USDC
    • USDT
    • Visa B2B
    • Card-to-Card
    • Internal
    A universal settlement layer

    Beyond BaaS & Correspondent Banking. A single-ledger clearing network.

    Zenus connects partners and their clients to the world’s leading payment networks including SWIFT, ACH, Fedwire, card networks, and stablecoin ecosystems through a single banking platform, enabling seamless movement of funds across digital and financial infrastructure.

    Developer PortalPartner with us
    ZZZZZZZ
    Stablecoins
    USDC · USDT
    SWIFT
    MT / ISO 20022
    TECHNOLOGY
    Visa
    ACH
    NACHA
    Fedwire
    RTGS
    Neobanks
    Multinationals
    Stablecoin Issuers
    On/Off Ramps
    Card Programs
    FX Players
    Custodians
    Banks
    Consumers
    Treasuries
    Wallets
    Crypto users
    Cardholders
    Corporates
    Asset mgrs
    SMBs
    Operators on the network
    “Partnership with Zenus Bank has made a massive improvement on our bottom line, especially in streamlining treasury operations across two dozen companies around the world.”
    Joseph Cleetus·Head of Business Transformation·LuLu Financial Group
    01 / 03
    Platform architecture

    The bank behind other institutions.

    Market forces are reshaping financial infrastructure. Zenus connects leading global brands through a unified modern banking and payments platform, enabling regulated, instant cross‑border banking with compounding network effects.

    • Embedded Accounts

      Issue regulated U.S. bank accounts to your end-customers programmatically, under the Zenus charter.

      Real-time treasury and liquidity management solutions. Physical and Virtual accounts without the need for U.S. nexus or local presence.

      • Operating
      • FBO
      • VIBAN
    • Card Issuance

      Visa BIN sponsorship & whitelabel programs.

      Launch branded debit, credit, crypto and corporate card programs. Processor-agnostic, fiat or stablecoin settlement.

      • BIN sponsor
      • Debit
      • Crypto
      • Corporate
    • Stablecoin Ramps

      USDC & USDT on / off ramps at institutional scale.

      Mint, burn and settle stablecoins against fiat on the same ledger as your bank accounts. Instant 24/7 programatic liquidity within Zenus network.

      • USDC
      • USDT
      • On-ramp
      • Off-ramp
    • Foreign Exchange

      Multi-currency FX with auto-conversion at settlement.

      30+ currency pairs priced live, with bank-of-record execution. Powered by the largest correspondent banking network for seamless payments in every corridor. First party & third party flows enabled.

      • 30+ pairs
      • Auto-FX
      • Spot
    The infrastructure

    The foundation for borderless, compliant finance.

    Move money faster and create better financial experiences for your clients partnering with an innovative bank with direct access to the world's largest fiat and tokenized networks.

    Headline volume
    42K
    TRANSACTIONS processed in Q1 2026+110% QoQ
    Developer PortalPartner with us
    Network metrics
    • 180+Countries served
    • <300msAPI latency p95
    • 99.99%Platform uptime
    • ISO27001certified
    • 1,100+Institutions on the network
    Developer Portal

    One API. Every rail.

    Open accounts instantly, move money across partners, SWIFT, Fedwire, ACH, USDC, USDT and Visa B2B Connect, convert FX and issue cards using our API.

    • Guides & Recipes
    • API Documentation
    • Webhooks
    • Releases
    Request API Access →View API Documentation
    zenus.api / sandbox
    curl --request POST \
  --url https://api.dev.zenus.io/api/zv1/persons/legal \
  --data '{
    "name": "ACME Co",
    "registrationDate": "2022-10-02",
    "counterpartySectorCode": "111110",
    "identificationNumbers": [
      {
        "idNumber": "AA-00001",
        "idCountryCode": "CL",
        "primary": true
      }
    ],
    "taxNumbers": [
      {
        "taxNumber": "00-000001",
        "taxCountryCode": "CL",
        "taxNumberTypeCode": "TAX_IDENTIFICATION_NUMBER",
        "primary": true
      }
    ],
    "addresses": [
      {
        "addressTypeCode": "R",
        "countryCode": "CL",
        "cityCounty": "Santiago",
        "street1": "Avenida Principal, 3600",
        "stateRegion": "Santiago",
        "zip": "123789"
      }
    ]
  }'
    Get on the network

    Banking beyond borders.

    Banks, fintechs, stablecoin issuers and multinational corporations rely on Zenus. Talk to our onboarding team and get on the network.

    Become a Partner →Developer Portal