Online U.S. Bank Accounts Made Easy

Personal banking

Take control of your finances and enjoy all the benefits of banking in the U.S. without needing to be a U.S. resident or citizen.

Open a Zenus Infinite account and enjoy virtual and physical Visa Infinite debit cards*. Make instant purchases online, in-store or with a tap of your phone.

Apply today

Zenus Bank App Online Banking

Manage your money on the move

Send, receive and manage your funds with the Zenus App.

Make fast and easy payments with ACH, SWIFT and Zen Transfers
View and manage your card details and PIN security
Make contactless payments direct from the Zenus app

Access your accounts, manage payments, check your statements and much more. 24 hours a day

See all your activity online - all you need is an internet connection
Make US domestic and international payments quickly and easily
Manage every aspect of your account without having to visit a branch

How to apply

3 easy steps to your Zenus Bank account

Have your documents ready before you start.

What documents do I need?

Install the Zenus Bank app and complete our application form.

We will let you know within 48 hours if your account has been approved.

Apply

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Business banking

Reduce costs and protect your profits with USD stability.

Our business banking accounts are designed for small or single director businesses that need an international edge.

Enjoy the benefits of U.S. banking, without needing to be a U.S. registered company, citizen or resident.

Corporate banking

Expand beyond your borders, do more business and save costs with a U.S. corporate account.

Created for multi-owner or international businesses needing a global bank to power international activities.

Why bank with Zenus?

Safe & Secure

Your personal and financial information are secured by ISO standards.

Licensed & Regulated

Bank with confidence, knowing our operations are fully regulated.

Protected Funds

We are a full reserve bank. 100% of your funds are kept in the bank at all times.

ZenLife

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The concept of a cashless society is nothing new; commentators have been predicting a firm shift away from cash for years, so it’s always been a case of if, not when. But what are the repercussions of a world with only cashless transactions?

Full reserve banking alleviates a lot of the risk attached to fractional reserve banking. When customers put their money into a full reserve bank, their money stays in that reserve and is not loaned out

At Zenus Bank, you can open a US bank account so your wealth is sat in USD, which could provide a secure alternative to holding your money in local currencies.

Apply Today

Open a US bank account in less than 10 minutes

Apply Now

*Zenus Visa Infinite Debit cards

Your eligibility for a Visa Infinite debit card depends on your country of residence.

For now we can only offer cards in the following countries:

Argentina, Anguilla, Armenia, Aruba, Antigua and Barbuda, Bahamas, Belize, Bermuda, Bolivia, Chile, Colombia, Costa Rica, Curaçao, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Grenada, Guadeloupe, Guatemala, Guyana, Honduras, Hong Kong, Kazakhstan, Kuwait, Martinique, Mexico, Montserrat, New Zealand, Paraguay, Peru, Saudi Arabia, Seychelles, Singapore, Saint Barthelemy, Saint Lucia, Saint Kitts and Nevis, St Vincent and the Grenadines, Suriname, Taiwan, Turks and Caicos Islands (UK), Uruguay, U.S., Vietnam, Virgin Islands (UK).

Bank accounts in the following regions don't include our debit cards, but we are working hard to offer them soon:

Andorra, Australia, Brazil, Canada, the European Union, Georgia, India, Indonesia, Macedonia, Malaysia, Moldova, Monaco, Montenegro, Norway, Qatar, San Marino, Serbia, South Africa, South Korea, Switzerland, Thailand, Turkey, UAE (United Arab Emirates), United Kingdom.