Global Card Programs
Issue branded Visa cards worldwide under our BIN. Debit, credit, prepaid, corporate or crypto-linked. Bring your processor or pick from our certified network. Zenus owns sponsorship, settlement, reserve and compliance.
Skip the Long Way Around
A streamlined path for partners to plug cards into their product. Lean on Zenus' existing processor relationships and certified integrations, combining regulatory ease, modern technology and expert guidance in a single package.
Bring Your Own Processor.
Or Choose Ours.
Zenus stays out of the technical integration between you and your processor. We own sponsorship, settlement, reserve and compliance while you keep the freedom to pick the issuing stack that matches your roadmap, geography and economics.
Owns the brand, the cardholder experience and the commercial relationship with the processor of choice.
Direct technical integration between the program manager and the issuer processor , authorization, tokenization, ledgering, disputes.
BIN Sponsorship, settlement, reserve management, sanctions and program compliance , underwritten by a US-chartered bank.
Certified Processors on the Network
08 partners
Cloud-native core for issuing and acquiring at scale.
Building block processor for credit, debit, prepaid and digital banking.
Banking and card issuing platform with deep LATAM coverage.
Configurable issuer processing for modern banks and fintechs.
Established issuer processor with full back-office and ops.
API-first issuing, accounts and payments across LATAM.
Cloud-native, microservices issuer processing built for modern card programs.
Card manufacturing, personalization and digital wallet provisioning.
Don't see your processor? Zenus is integration-agnostic, bring an existing vendor and we'll onboard them to the program. New processors join the certified list regularly.
Go-to-Market in Three Steps
Ask your Zenus relationship manager for introductions. We identify matches across our pre-vetted network for your business model.
Interview, contract and onboard the processor that fits your technical and commercial needs, keeping pricing and control on your side.
Bootstrap on existing integrations to compress configuration, testing and certification, and bring your card program to market faster.
We hold the Visa license
Zenus Bank is a US-chartered Visa principal member under LAC region. Your program runs under our BIN, no direct Visa contract required on your side.
We move the money
Daily settlement with Visa, reserve management, FX and treasury, underwritten by the bank, reconciled against your processor's ledger.
We own the program risk
BSA/AML, sanctions, fraud monitoring and Visa program oversight live with Zenus, so your team can focus on product and growth.
One Contract, the Full Visa Lineup
Further reading
Zenus Bank’s BIN Sponsorship lets businesses issue cards globally with ease, ensuring compliance and operational flexibility, no local licenses needed.
Expanding globally today requires more than entering new markets, it demands the right financial infrastructure to support seamless transactions, user trust, and scalable growth. Discover how BIN sponsorship and U.S.-originated card issuing turn payments into a growth engine.
At Visa Investor Day 2025, the future of cross-border payments was highlighted. With Visa Principal Membership, Zenus equips fintechs and financial institutions to innovate and connect globally.
Launch Under Our BIN
Bring your processor, your brand and your customers. We'll bring the bank.