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Virtual cards

Can I manage my virtual card from the app?

Yes, you can manage your virtual debit card using our apps or online banking.

They provide the option to see your card details, security code and to activate or block your card. We will use your voice or facial ID to authorize this access. 

To get to these settings from the app you need to:

Log in to the Zenus app, swipe your bank account "card" to the left to show your virtual card.  Select the three dots icon to access the controls to block your card or view your card details. 

To block your card select "Lock Card". You will then see a message and you can then select "Lock Card".

To activate or lock your card select "View Card Details" and "Settings". You will then see 3 options: "Switch", "Activate" and "Lock Your Card". You will then see a message and you can then select "Lock Card".

Need help? Email us: clientservices@zenus.com
How to see my virtual card details?

You can find your virtual card details in the Zenus app and online banking.

 

To view your card details:

  • Log in to your account,
  • Slide or click your bank account overview to the left and you'll see your virtual card,
  • Tap the three purple dots located in the top right corner of the black card, 
  • Select View Card Details on the pop-up screen,
  • Click the switch button next to "Show details" which will allow you to see your account number.

   

Once you are in, for security, you will have 25 seconds to copy the information, if you need more time to get the information just repeat the process.

Need help? Email us: clientservices@zenus.com
Is there a limit to how many virtual cards I can have?

At the moment it's only possible to have one virtual debit card and one physical debit card with your Zenus membership. They have different card details but are both linked with the same Zenus Bank account. 

Need help? Email us: clientservices@zenus.com
How many virtual cards can I have?

At the moment it's only possible to have one virtual card and one physical debit card with your Zenus membership. The cards each have different details but are linked to the same Zenus bank account. 

Need help? Email us: clientservices@zenus.com
How to find the CVV code on your virtual debit card
If you need to find your CVV code please follow the steps bellow. 
 
Steps to get your CVV code in Zenus app: 

 

  1. Log in to Zenus app
  2. Slide right to left to see the virtual card
  3. Tap the three dots located at the top right corner of the card
  4. Select the "View Card Details" tab
  5. Select "Get Security Code"
  6. Pass Biometrics Verification if approved you will see the CVV Code for 20 seconds
Need help? Email us: clientservices@zenus.com
How do I activate Virtual Zenus card?

Virtual cards do not need to be activated manually, once the account is approved it is ready to use. 

Need help? Email us: clientservices@zenus.com
Can I use my card before I receive it?

Once approved, you can use your virtual card before you receive your physical card. Please note that your Zenus Bank debit card is primarily a digital card, so you can start using your card for online purchases and payments as soon as your account is active. You will only receive a physical card if you request it.

Need help? Email us: clientservices@zenus.com
Can I get a debit card?

Whether you can get a Zen Card, which is the Visa Infinite debit card, depends on your country of residence. Currently, we can only offer cards in a select number of countries:

Zenus Visa cards will be automatically issued in our licensed countries. Including: Argentina, Armenia, Bahamas, Belize, Bermuda, Cayman Island, Chile, Colombia, Dominican Republic, Ecuador, Egypt, Hong Kong, Jordan, Kazakhstan, Kenya, Kuwait, Mauritius, Mexico, New Zealand, Peru, Philippines, Saudi Arabia, Seychelles, Singapore, St Vincent and the Grenadines, Taiwan, Tanzania, Turks and Caicos Islands (UK), Uganda, Uruguay, US, Vanuatu, Vietnam and Virgin Islands (UK).

Bank accounts in the following countries are not yet available with virtual or physical debit cards:

Afghanistan, Andorra, Antarctica, Austria, Belarus, Belgium, Brazil, Bulgaria, Burundi, Canada, Central African Republic, China, Croatia , Cuba, Cyprus, Czechia, Democratic Republic of the Congo, Denmark, Estonia, Finland, France, Georgia, Germany, Greece, Hungary, Iceland, India, Indonesia, Iran, Iraq, Ireland, Israel, Italy, Latvia, Lebanon, Libya, Lithuania, Luxembourg, Malaysia, Mali, Malta, Moldova, Monaco, Montenegro, Morocco, Myanmar, Netherlands, Nicaragua, Nigeria, North Korea, Norway, Pakistan, Palestinian, Territory, Poland, Portugal, Qatar, Romania, Russia, San Marino, Serbia, Slovakia, Slovenia, Somalia, South Africa, South Sudan, Spain, Sudan, Sweden, Switzerland, Syria, Thailand, Turkey, Ukraine, United Arab Emirates, United Kingdom, Vatican, Venezuela, Yemen, Zimbabwe

Need help? Email us: clientservices@zenus.com
Can I use my card before I receive it? (1)

Once approved, you can use your virtual card before you receive your physical card. Please note that your Zenus Bank debit card is primarily a digital card, so you can start using your card for online purchases and payments as soon as your account is active. You will only receive a physical card if you request it.

Need help? Email us: clientservices@zenus.com
Can I get a debit card? (1)

Whether you can get a Zen Card, which is the Visa Infinite debit card, depends on your country of residence. Currently, we can only offer cards in a select number of countries:

Zenus Visa cards will be automatically issued in our licensed countries. Including: Argentina, Armenia, Bahamas, Belize, Bermuda, Cayman Island, Chile, Colombia, Dominican Republic, Ecuador, Egypt, Hong Kong, Jordan, Kazakhstan, Kenya, Kuwait, Mauritius, Mexico, New Zealand, Peru, Philippines, Saudi Arabia, Seychelles, Singapore, St Vincent and the Grenadines, Taiwan, Tanzania, Turks and Caicos Islands (UK), Uganda, Uruguay, US, Vanuatu, Vietnam and Virgin Islands (UK).

Bank accounts in the following countries are not yet available with virtual or physical debit cards:

Afghanistan, Andorra, Antarctica, Austria, Belarus, Belgium, Brazil, Bulgaria, Burundi, Canada, Central African Republic, China, Croatia , Cuba, Cyprus, Czechia, Democratic Republic of the Congo, Denmark, Estonia, Finland, France, Georgia, Germany, Greece, Hungary, Iceland, India, Indonesia, Iran, Iraq, Ireland, Israel, Italy, Latvia, Lebanon, Libya, Lithuania, Luxembourg, Malaysia, Mali, Malta, Moldova, Monaco, Montenegro, Morocco, Myanmar, Netherlands, Nicaragua, Nigeria, North Korea, Norway, Pakistan, Palestinian, Territory, Poland, Portugal, Qatar, Romania, Russia, San Marino, Serbia, Slovakia, Slovenia, Somalia, South Africa, South Sudan, Spain, Sudan, Sweden, Switzerland, Syria, Thailand, Turkey, Ukraine, United Arab Emirates, United Kingdom, Vatican, Venezuela, Yemen, Zimbabwe

Need help? Email us: clientservices@zenus.com
Can I use my card before I receive it? (2)

Once approved, you can use your virtual card before you receive your physical card. Please note that your Zenus Bank debit card is primarily a digital card, so you can start using your card for online purchases and payments as soon as your account is active. You will only receive a physical card if you request it.

Need help? Email us: clientservices@zenus.com
Can I get a debit card? (2)

Whether you can get a Zen Card, which is the Visa Infinite debit card, depends on your country of residence. Currently, we can only offer cards in a select number of countries:

Zenus Visa cards will be automatically issued in our licensed countries. Including: Argentina, Armenia, Bahamas, Belize, Bermuda, Cayman Island, Chile, Colombia, Dominican Republic, Ecuador, Egypt, Hong Kong, Jordan, Kazakhstan, Kenya, Kuwait, Mauritius, Mexico, New Zealand, Peru, Philippines, Saudi Arabia, Seychelles, Singapore, St Vincent and the Grenadines, Taiwan, Tanzania, Turks and Caicos Islands (UK), Uganda, Uruguay, US, Vanuatu, Vietnam and Virgin Islands (UK).

Bank accounts in the following countries are not yet available with virtual or physical debit cards:

Afghanistan, Andorra, Antarctica, Austria, Belarus, Belgium, Brazil, Bulgaria, Burundi, Canada, Central African Republic, China, Croatia , Cuba, Cyprus, Czechia, Democratic Republic of the Congo, Denmark, Estonia, Finland, France, Georgia, Germany, Greece, Hungary, Iceland, India, Indonesia, Iran, Iraq, Ireland, Israel, Italy, Latvia, Lebanon, Libya, Lithuania, Luxembourg, Malaysia, Mali, Malta, Moldova, Monaco, Montenegro, Morocco, Myanmar, Netherlands, Nicaragua, Nigeria, North Korea, Norway, Pakistan, Palestinian, Territory, Poland, Portugal, Qatar, Romania, Russia, San Marino, Serbia, Slovakia, Slovenia, Somalia, South Africa, South Sudan, Spain, Sudan, Sweden, Switzerland, Syria, Thailand, Turkey, Ukraine, United Arab Emirates, United Kingdom, Vatican, Venezuela, Yemen, Zimbabwe

Need help? Email us: clientservices@zenus.com
Physical and Virtual Cards Limits
 
Virtual Card Details:  
DescriptionDaily LimitsWeekly LimitsMonthly Limits
POS Purchases volume9   63   270  
POS Purchases amount5,000   35,000   50,000  
ATM withdrawals volume   
ATM withdrawals amount   
Payments volume   
Payments amount (USD)   
Monto transacción no presente: 5,000   35,000   50,000  
Monto disponible para depósito: 2,500   17,500   25,000 

 

Physical Card Details: 
DescriptionDaily LimitsWeekly LimitsMonthly LimitsLimits per Transaction
POS Purchases volume9   63   270   5,000  
POS Purchases amount (USD)5,000   35,000   50,000   
ATM withdrawals volume3   21   90   500  
ATM withdrawals amount (USD)500   3,500   15,000   
Payments volume10   70   300   1,000  
Payments amount (USD)2,500   10,000   25,000   
Monto transacción no presente: 5,000   35,000   50,000   
Monto disponible para depósito: 2,500   17,500   25,000   
Need help? Email us: clientservices@zenus.com

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