Banking

Infrastructure

Group

Zenus Bank logo inline
  • About
    • About
    • Leadership team
    • Awards
    • Our partners
    • UNEP partnership
  • Join our team
    • Join our team
    • Values and culture
    • Benefits and rewards
    • Vacancies
  • Newsroom
  • Media relations
  • Blog
  • English
  • español
  • Banking
  • Infrastructure
  • Group
  • Banking
  • Financial institutions
    • Financial institutions
    • Bank accounts
      • USD accounts
      • Embedded accounts
      • Settlement accounts
      • Blocked accounts
    • Payment rails
      • SWIFT
      • FedWire
      • US ACH
      • Multi-Currency
      • Stablecoins
      • P2P Book Transfers
      • Card-to-Card
      • Visa B2B Connect
      • Fast Funds
    • Global card issuance
      • Visa BIN Sponsorship
      • Processor agnostic
      • Fastrack program
    • Online banking
      • Developer hub
      • Frequently asked questions
  • Corporate entities
    • Corporate entities
    • Bank Accounts
      • USD accounts
      • Sub accounts
      • Treasury virtual accounts
    • Online banking
      • Frequently asked questions
      • Developer hub
    • Payment rails
      • SWIFT
      • FedWire
      • US ACH
      • Multi-Currency
      • Stablecoins
      • P2P Book Transfers
      • Card-to-Card
      • Visa B2B Connect
      • Fast Funds
  • Individuals
    Login
Login
  • Infrastructure
  • Global card issuance
    • Global card issuance
    • BIN Sponsorship
    • Fastrack Program
  • Embedded banking
    • Embedded banking
    • Regulated financial institutions
    • Non-regulated fintech
  • Payment solutions
    • Payment solutions
    • PayFac
    • Fast Funds
  • Digital transformation
    • Digital transformation
    • Digital wallets
    • Consulting
Developer hub
  • Group
  • About
    • About
    • Leadership team
    • Awards
    • Our partners
    • UNEP partnership
  • Join our team
    • Join our team
    • Values and culture
    • Benefits and rewards
    • Vacancies
  • Newsroom
  • Media relations
  • Blog
Zenus Bank Girl Sitting By Horizon

Zenus Blog

Browse our latest articles and how-tos

Filter by type

Zenus Bank Full Reserve Bank
What is Full Reserve Banking?
Full reserve banking alleviates a lot of the risk attached to fractional reserve banking. When customers put their money into a full reserve bank, their money stays in that reserve and is not loaned out
1 2 3 4 5 6 7 8 9
  • Financial institutions
  • Global card issuance
  • Payment solutions
  • Payment rails
  • Developer hub
  • About
  • Join our team
  • Blog
  • Newsroom
  • Media relations
  • Zenus Bank case study
  • Legal documents
  • Licenses and regulations
  • Privacy policy
  • Cookies policy
  • Website terms of use
  • Personal client agreement
  • Commercial Client Agreement
ISO
Zenus Bank UN Finance Initiative Footer

Zenus Bank is licensed and regulated by the Office of the Commissioner of Financial Institutions (OCIF) in Puerto Rico, USA as an International Financial Entity (license #IFE-061) and is allowed to offer deposit-taking, custody and other banking services in the United States and Internationally. Zenus Bank is not FDIC-insured.

© 2023 Zenus Bank International. Zenus™ is a trademark of Zenus Bank International Inc. Patent pending 

Address: Zenus Tower, 252 Av. Juan Ponce de León, San Juan, 00918, Puerto Rico.

Zenus Bank will not open any account or process any transactions from countries which have been sanctioned by the United States Department of the Treasury, Office of Foreign Assets Control 'OFAC' and others selected by Zenus. These include Belarus, Crimea, the Democratic Republic of Congo, Cuba, Iran, Iraq, Libya, Nicaragua, North Korea, Russia, Somalia, Syria, the Balkans, the Central African Republic, the Donetsk and Luhansk regions of Ukraine, Venezuela, Yemen, and Zimbabwe.

Apple, iPad, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc. Portions of this website are reproduced from work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution License.