Breaking Borders: international payments for modern businesses

Banking

In today’s connected economy, cross-border payments are an essential part of many businesses. Whether managing suppliers or employees’ payments, client collections, or internal treasury functions, companies increasingly need a reliable and efficient way to move money internationally.

For many organizations, the experience remains fragmented. Payments are often delayed, costly, and difficult to track. Access to trusted infrastructure—such as U.S. payment rails—is often restricted, and navigating compliance requirements across jurisdictions can be complex and inconsistent. For businesses that operate globally, this can mean lost time, unnecessary friction, and missed opportunities.

A smarter infrastructure for global transactions

Zenus Bank was built to change that. Our corporate accounts give international businesses direct access to the U.S. financial system, without the need to establish a physical presence. That means faster payments, streamlined operations, and full regulatory alignment — all through a single banking relationship.

Clients can send and receive funds using traditional rails like SWIFT, FedWire, and ACH, while also benefiting from more modern options like Visa B2B Connect, card-to-card, and stablecoin integrations. For businesses operating at scale, we offer API-enabled solutions to automate and optimize every stage of the payment journey.

With Zenus, teams can manage global transactions with the same efficiency and confidence as a U.S.-based enterprise.

Payment Rails designed for global business

Behind a Zenus Corporate Account is a robust set of payment rails that power seamless international operations. These include:

ACH for cost-effective domestic transfers within the U.S.

FedWire for real-time, high-value USD transactions

SWIFT for secure international wire transfers

Visa B2B Connect for fast, secure, cross-border business payments

Stablecoins for digital asset settlement with lower friction and cost

Book transfers for instant movement of funds within the Zenus network

Card-to-card payments, enabling direct transfers between accounts

Multi-currency support, helping businesses manage global inflows and outflows more effectively

Payment rails are part of the Zenus platform’s expanding capabilities, giving businesses greater flexibility in how they transact — and the freedom to scale without added complexity.

Built for global scale, backed by U.S. standards

Zenus infrastructure is designed to serve a wide range of institutions — from fintechs and e-commerce platforms to regulated enterprises and financial services providers. What they all have in common is a need for secure, scalable, and compliant banking that supports growth across borders.

With a single U.S.-regulated account, businesses can streamline their payment operations, eliminate unnecessary intermediaries, and gain greater visibility over their financial activity. The result is improved efficiency, stronger margins, and reduced operational risk.

Moving money, moving forward

The ability to make fast, secure international payments is no longer a back-office concern. It’s a strategic enabler — one that directly impacts competitiveness, customer experience, and speed to market.

Zenus Bank is helping companies around the world modernize their financial operations by removing the traditional barriers to U.S. banking access. With our corporate account solutions, international businesses can move faster, think bigger, and operate globally with confidence.