Open a US bank account in less than 10 minutes.
No travel required

How to apply:


Have your documents ready before you start

What documents do I need?


Install the Zenus app and complete our application form


If not approved instantly we will let you know if your account is approved within 48hrs

Applications cost $50, this is non-refundable and is used to cover the cost of the checks we perform

Why bank with us?
Safe & Secure

Safe & Secure

Your personal and financial info is secured by ISO standards

Licensed & Regulated

Licensed & Regulated

Bank with confidence knowing our operations are fully regulated
Protected Funds

Protected Funds

We're a full reserve bank so 100% of your funds are kept in the bank ​

Documents needed to apply

Like all banks we need to conform with Know Your Customer (KYC) procedures. To confirm who you are we need you upload the following during your application


Your original, government-issued passport

Proof of address

Documents that will be needed later:

Taxpayer document
Proof of employment

Apply from over 180 countries

Frequently Asked Questions

Why Zenus is located at Puerto Rico? arrow
What’s included with a Zenus Personal Account? arrow
How long does it take to approve my account application? arrow
How long can I keep funds with Zenus? arrow
Is a minimum deposit or balance required? arrow
Can I manage my virtual card from the app? arrow
Does Zenus have a monthly fee? arrow
What documentation do you require? arrow
What can I do in Online Banking? arrow
Do I earn interest on my balances? arrow
How many virtual cards can I have? arrow
Is my money covered by a financial protection scheme? arrow