If you notice a payment in your account that you didn't make, it may not be fraud. It could be a pending or delayed payment, and will be resolved soon.
If you don't recognize a transaction, check if it could be one of these things:
Pending payments from petrol/gas stations. Petrol/gas stations often preauthorize a maximum or estimated amount. The amount you actually spent should be charged in 1–3 days, and the rest will be automatically refunded to your account payments made offline. Transactions made during a flight or at a food truck are often delayed, so may appear in your Activity when you're not expecting it.
Unfamiliar business names. Transactions are sometimes listed under a different trading name to the business you're familiar with. Google the name to see if you recognize it.
Unexpected small charges. Businesses refund microdeposits within a few days.
Subscriptions. Free trials can lead to unexpected subscription charges.
If you’re sure the payment is fraudulent:
1. Freeze your card. This will stop any more payments from going through. To do this, contact us and request to freeze your card.
2. Report the issue to us. Include as much information as you can about what happened.
3. We'll investigate. Once we're done, we'll email you and let you know what else to do.