Settlement Accounts
Seamless fund management
Designed for card issuance, Settlement Accounts securely hold client deposits, ensuring seamless transaction and optimized fund management.
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Features
Secure, scalable, and optimized for card transactions
Dedicated fund management
Designed exclusively for card programs, these accounts centralize deposits used for cardholder transactions, ensuring seamless fund allocation and compliance with industry standards.
Settlement & reconciliation
Reduce operational friction with automated fund reconciliation for card transactions, helping financial institutions and fintechs minimize manual errors and improve transaction efficiency.
Multi-currency & real-time processing
Support for multi-currency settlements allows partners to manage global card programs with ease. Real-time processing ensures deposits are available for card transactions without delays.
Use Cases
Settlement Accounts
Securely hold and manage client deposits designated for prepaid, debit, or credit card transactions.
Enable seamless settlement processes for embedded finance solutions, ensuring funds are properly allocated for cardholder transactions.
Facilitate cross-border card transactions with multi-currency support and real-time fund availability.
Frequently asked questions
A Settlement Account is a dedicated account used exclusively for managing funds related to card issuance programs. It securely holds client deposits, ensuring seamless transaction processing and efficient fund management.
Zenus Settlement accounts streamline fund reconciliation by automating transaction settlements. This minimizes manual errors, reduces operational friction, and improves efficiency for financial institutions and fintechs.
Yes, Zenus Settlement accounts support multi-currency settlements, allowing businesses to manage global card programs with ease. Real-time processing ensures deposits are available for transactions without delays.
Zenus Bank adheres to strict security and compliance standards, including:
- Regulatory compliance: meeting global financial regulations to ensure legal and secure operations.
- Automated fraud monitoring: detecting and preventing suspicious transactions in real time.
- Secure API integration: protecting transactions with strong authentication and encryption protocols
Let's start building
Empower your institution with Zenus Bank's seamless integration. Manage US accounts effortlessly for clients worldwide.