Embedded Accounts
Banking at your core
Embed banking services directly into your platform, enhancing your offerings with our secure, compliant accounts.
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Features
Seamless integration, robust security
API-driven integration
Our robust APIs allows you to weave banking functionalities into your tech stack, providing a fluid user experience for deposits, payments and foreign exchange.
Customizable account types
Instantly open unlimited dedicated virtual accounts for individuals or corporate entities via API. Domestic US bank account functionality with a process akin to European IBAN's.
Improved omnibus structure
Your clients get dedicated account numbers and payment instructions while all the funds rest securely under your master account for efficient treasury management.
Use Cases
Embedded Accounts
Utilize embedded accounts to offer banking services within your digital platforms, from retail banking apps to corporate banking portals, without the need for extensive banking infrastructure.
Integrate banking for managing employee expenses, payroll, or client funds directly within your enterprise software, enhancing internal efficiency and client trust.
Frequently asked questions
Embedded accounts refer to bank accounts that are integrated directly into a non-bank platform or application. This integration allows businesses to offer banking services—as account creation, fund management, and transactions—within their own platforms, enhancing user experience and engagement.
By incorporating embedded accounts, businesses can:
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Enhance user experience: users can manage finances without leaving the platform.
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Increase engagement: offering financial services can boost user interaction and loyalty.
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Generate revenue: businesses can earn through transaction fees, interchange fees from card transactions, and other financial activities.
Zenus Bank prioritizes security through multiple layers of protection, including:
- End-to-end encryption: safeguarding sensitive data during transmission and storage.
- Regulatory compliance: ensuring all embedded banking services meet strict financial regulations.
- Advanced fraud prevention: utilizing AI-driven monitoring and real-time alerts to detect and prevent suspicious activity.
- Secure API integration: providing a robust API framework with authentication protocols to protect account access and transactions.
No, businesses do not need to obtain a banking license to offer Zenus Bank's embedded accounts. We handle all the necessary regulatory and compliance requirements, enabling businesses to seamlessly integrate banking services into their platforms and provide financial services to their users without the need for a banking license.
Yes, businesses can tailor Zenus' embedded accounts to align with their specific models and client needs, ensuring that each account serves its intended purpose effectively.
Let's start building
Empower your institution with Zenus Bank's seamless integration. Manage US accounts effortlessly for clients worldwide.