About Zenus

Zenus’ mission is to facilitate banking beyond borders. Operating in over 180 countries, we enable people and businesses to open a US bank account online without the need to be a US citizen, resident, or company registered in the US—opening up the security, stability, and freedom of US banking to the world.   

Our state-of-the-art technology, exclusive partnerships, and proprietary processes are now available via our embedded banking services, enabling other businesses to create new financial service experiences for their customers.   

Our diverse and inclusive team is headquartered in San Juan, Puerto Rico, and has presence the US, Central and South America.  

About the role

A FIU Analyst reviews customer and transactional activity to identify patterns and evaluate behavior. This position detects and reports various types of financial crime. 

As FIU Analyst, your main objective is to protect the bank from loss and risk, safeguard our customers, and assist law enforcement. 

Responsibilities & Duties 

• Responsible for monitoring retail and commercial accounts profile exceptions and rule-based flag and determine if the activity is compliant with BSA, US PATRIOT ACT, and OFAC regulation. Escalate flag disposition to the Assistant Compliance Officer. 
• Investigate activity considered unusual or that resembles money laundering or terrorism financing patterns and collect supporting documents for the disposition. Escalate investigation conclusion to Assistant- Compliance Officer for review.
• Escalate OFAC and financial crimes true matches to the FIU Sr. Compliance Analyst. 
• Review and validate that established account have submitted documents required after onboarding. 

Skills 

• Proficient in spreadsheets, databases, dashboards, and Microsoft Office
• Strong detail-orientation, planning and organization 
• Ability to manage multiple projects as well as follow-through skills
• Excellent communication; both written and verbal 
• Ability to maintain attention to detail and accuracy under pressure situations 
• Ability to think creatively, highly driven, and self-motivated 
• Ability to meet deadlines and demonstrate effective problem-solving skills 
• Highest standards of accuracy and precision 

What you need for this role

• Must have one (“1”) year to three (“3”) years of experience working in transactions monitoring: profile exceptions, rule-based flags, real time monitoring, or a Bachelor of Science or a Bachelor of Arts. Education may substitute one year of experience. 
• Effective team player, able to work with people of all levels and build strong relationships.
• Proficiency in English

Zenus Bank International Inc. is an equal opportunity and affirmative action employer that does not discriminate based on race, ethnicity, national origin, religion, age, color, sexual orientation, gender identity, disability, veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations. The EEO is the Law poster, and its supplement are available at: https://bit.ly/3UNWM4W

We are committed to ensuring that this website is accessible to all users. If you have any questions about its accessibility or need assistance with the application process, please reach out to our HR Team at (833) 936 8711 (toll-free) or via email at hr@zenus.com. This contact information is intended for accommodation requests only; please do not use it for inquiries about application status.