# Zenus Bank

> Award-winning U.S. bank providing global clearing, settlement and embedded accounts for fiat and tokenized money.

Zenus Bank is a US-regulated bank powering the universal settlement layer — embedded USD accounts, stablecoin on/off ramps, FX, card issuance and whitelabel banking on a single-ledger settlement network.

## Pages

- [Home](/): Banking beyond borders — embedded accounts and multi-rail settlement.
- [About](/about): Founded 2019. A US-regulated bank pioneering Banking-as-a-Service.
- [Settlement Network](/banking/network): The Zenus settlement network of financial institutions and technology enablers.
- [Developer Hub](/developer-hub): Docs, sandbox and API reference.
- [Press](/press): News, announcements and press releases.
- [Newsroom](/newsroom): Newsroom articles and editorial.
- [Blog](/group/blog): Field notes on embedded banking, cards, compliance and cross-border payments.
- [Careers](/careers): Open roles at Zenus.
- [Investors](/investors): Investor relations.
- [Media](/media): Media kit and press inquiries.
- [Help](/help): Customer support and FAQs.
- [UNEP FI Partnership](/unep): Commitments to responsible banking.
- [Get Started](/get-started): Begin onboarding with Zenus.

## Banking

- [Real Bank Accounts](/banking/accounts): Operations, treasury, collections and payments accounts.
- [Embedded Accounts](/banking/embedded): Dedicated named FBOs connected everywhere.
- [Card Issuance](/banking/cards): Visa BIN sponsorship for global USD cards.
- [Money Movement](/banking/rails): SWIFT, Fedwire, ACH, cards and stablecoins on one ledger.
- [Settlement Network](/banking/network): 24/7 instant central clearing for global payments.
- [Stablecoin On/Off Ramps](/banking/stablecoin): USDC and USDT settled to bank accounts.
- [Foreign Exchange](/banking/fx): Multi-currency conversion and payments.
- [Compliance-as-a-Service](/banking/compliance): KYC, AML, sanctions and monitoring at the rail layer.

## Infrastructure

- [Virtual Accounts](/infrastructure/virtual-accounts): Embedded US accounts in the end-user's name.
- [Global Card Programs](/infrastructure/card-programs): Dedicated BIN sponsorship and processor-agnostic issuance.
- [Global USD Access](/infrastructure/usd-access): Onboard from 180 countries.
- [FX Infrastructure](/infrastructure/fx): Interbank FX via UX and API.
- [Stablecoin Infrastructure](/infrastructure/stablecoin): Multi-chain native on/off ramps for USDC and USDT.
- [Whitelabel](/infrastructure/whitelabel): Fintech-as-a-Service for launching financial products.

## Legal

- [Licenses and Regulations](/legal-documents/licenses-and-regulations): Banking licenses and regulatory disclosures.
- [Legal Documents](/legal-documents): Agreements and policies.